The 2027 HSA contribution limits increased to $4,500 for self-only coverage and $9,000 for family coverage, giving eligible savers additional tax-advantaged space for healthcare and retirement planning. If you're still focused on maxing out your 2026 HSA — good, keep going. But if you're a planner, the IRS has already released the inflation-adjusted contribution limits for 2027 via Revenue Procedure 2026-24. Here's what the numbers look like, so you're ready when 2027 arrives

There is a lot of noise online about what your HSA can and can't cover. We built this site to cut through it. Eligibility determination and commentary on SavingWiser.com is grounded in official IRS guidance and federal tax law. Below are the primary documents and guidance we reference. If you ever want to go deeper or verify a specific claim, this is where to look. IRS Guidance HSA rules don't come from a single document — they come from a layered system of federal statutes,