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Maybe — an Apple Watch purchased as a general consumer product is not HSA eligible. However, it can qualify under specific circumstances: if your doctor prescribes it to diagnose or treat a specific medical condition, or if you use it primarily to monitor a diagnosed condition (like AFib or irregular heart rhythm). Without a medical purpose tied to a diagnosis, the IRS considers it a general wellness device.

If you wear glasses, you already know they're not cheap. Frames, lenses, coatings — it adds up fast. The good news: your Health Savings Account (HSA) can cover a lot of that cost, as long as the purchase qualifies as a medical expense under IRS rules. Here's exactly what you need to know. What Even Counts as HSA-Eligible? An HSA lets you set aside pre-tax money to pay for qualified medical expenses — meaning you're paying with dollars the IRS never taxed. To qualify, an expen