Is sunscreen HSA eligible? Yes. Sunscreen with SPF 15 or higher is a qualified medical expense, and you can buy it with your HSA debit card or reimburse yourself later. Summer is here, which means it's time to pull the sunscreen back out of the cabinet (or finally restock). If you've ever wondered whether sunscreen is HSA eligible, the good news is: yes, it is — but that wasn't always the case. Before 2020, sunscreen didn't qualify without a prescription. Here's why sunscreen